Have you treated the victim of an automobile accident and submitted your bill to the insurance company, only to be denied payment despite following each and every one of that insurance company's regulations and guidelines? Or worse, is your request going ignored and collecting dust on someone's desk? If either of these scenarios apply to you and you are located in New York or New Jersey, then you now have two options to pursue: arbitration or litigation.


Sometimes you can do everything right and still end up in court. That's where we come in.

It's no secret that litigation can be incredibly time-consuming and a drain on your emotional and financial reserves, though the litigation route can actually prove beneficial to healthcare providers.  

How can this be? Simple. Insurance companies are tasked with creating a cost-benefit analysis in an effort to determine whether they should involve multiple witnesses and/or hire doctors to aid their defense. Oftentimes these analyses result in either a fair settlement of your claim or the insurance carrier's loss at trial.

We at Zelli & Cahill, P.C. can help you get paid, no matter how strong or weak of a case the insurance company puts forth, nor the obstacles that may present themselves during the collection of your No-Fault claim.


Arbitration is arguably less of a drain on resources than litigation can be, and with arbitration New York's evidentiary rules are more relaxed. Arbitration can also be as beneficial to medical providers as litigation. Zelli & Cahill, P.C. will thoroughly and completely review and analyze your case in order to determine the best path for you to take.

We have Successfully represented providers of such services as:

  • Surgical treatment
  • Chiropractic treatment
  • Hospital treatment
  • Acupuncture
  • Physical therapy 
  • Psychotherapy
  • Diagnostic testing (MRIs)